Income Tax Estimator for Indian Creators
Estimate your annual income tax under both Old and New regimes — built specifically for YouTubers, Instagram creators and freelancers.
- Old vs New regime side-by-side
- FY 2024-25 slabs and rebates
- Standard deduction handled
- Quick estimate, no signup
Section 44ADA — the creator shortcut
If your gross professional receipts are under ₹75 lakh in a year, you can declare 50% as profit under Section 44ADA. Half your income becomes taxable; the rest is presumed as expenses. It also exempts you from maintaining detailed books.
Common deductions creators miss
Camera and lighting (depreciation), editing software subscriptions, internet bills, co-working rent, props, courses, and a portion of phone & electricity bills can all be claimed as business expenses against your gross receipts.
FAQ
How is creator income taxed in India?+
AdSense, brand deals and affiliate earnings are taxed as business or professional income under the Income Tax Act. You can opt for the New Regime (lower rates, fewer deductions) or Old Regime (higher rates, 80C/80D/HRA etc.).
Can creators use presumptive taxation (44ADA)?+
Yes — if your gross receipts are under ₹75 lakh, Section 44ADA lets you declare 50% of receipts as taxable income, with no books of account required. Hugely useful for solo creators.
Do I have to pay advance tax?+
If your total tax liability for the year exceeds ₹10,000, advance tax is due in 4 instalments (15 Jun, 15 Sep, 15 Dec, 15 Mar). Missing instalments triggers interest under 234B/234C.
Which regime is better for creators?+
If you have significant 80C investments, home loan interest, or HRA, the Old Regime can still win. Most creators with simple finances are better off on the New Regime — the calculator shows both side-by-side.